That is fine for the chest puffing aspect but you still have to waste a day going to court, fuel cost and parking costs . Been there done that,I would rather they just respond to a letter in your favourI would advise them to fact check, say nothing more than that then ask for a date to be heard in court, then after going to court let the hounds loose on mainstream crap news programs just for giggles
It would be an expensive day in court to show 'em who's boss. LOL.Your SOL with that fine in Nowra.
I went through 2 weeks ago and they have changed the limit to 60 because of the new bridge construction.
Yes it is well sign posted,
Sorry.
If it was in fact a 60 zone and you were in fact fined for exceding the speed limit you can apply to have the fine revoked and a formal warning issued.I checked the mail this morning and opened an envelope with a $123 traffic infringement notice for a speed camera offence that supposedly occurred a few weeks ago.
The alleged offence was for my wife's car which is registered in my name.
My wife travels to Wollongong from home every fortnight to do her mum's shopping and check on her well being. She has to travel through the armpit called Nowra which is where the alleged speed camera offence occurred.
The distance from the south end to the north end of Nowra is about 10 k's all of which is a 70kph zone. The only exception being a school zone at the north end. There is a well known speed camera situated in the middle of Nowra at the intersection of East Street (aka Princes Hwy) and Moss Street. The speed limit is 70 as stated.
I read the infringement notice and it gave the location to be northbound on East street at 7:30 am the photo showed my wife's car travelling at 69kph. It also stated that this was speeding as it reckoned the speed limit is 60.
I did some checking in case there has been a change to the speed limits but that is not the case. The speed limit is 70kph and has been for many years.
I have obtained photographic evidence to this fact and presented it to the infringement people along with a request for them to quash any infringements.
What cheeses me off about this is that the road through Nowra has massive amounts of traffic each way every day. I would hazard a guess that the bloke who serviced the camera last has set it to a limit of 60kph when it should have been 70. How many people would have received speeding fines when they weren't speeding? How many would have paid these fines without reading the notice carefully?
View attachment 69946
100 metres before camera
I'd never heard of or encountered the whole "you cant pay until after the statement is issued" thing before. That's an absolute con IMO but whatever, it's manageable - Just means the money sits in my account longer before it goes to them. But this one of having to wait a couple of days until AFTER you've received the statement CANT be right.All the banks do that. We've been hit with late payment charges when we've paid already in the month. It's a total con. The only safe thing is to setup auto minimum payment, problem goes away.
A long time ago I worked for one of the Big 4 banks and I was actually handling complaints mostly in consumer credit. There were and probably still are two main types of credit card cycles and that was the 44 and 55 days interest free varieties.I'd never heard of or encountered the whole "you cant pay until after the statement is issued" thing before. That's an absolute con IMO but whatever, it's manageable - Just means the money sits in my account longer before it goes to them. But this one of having to wait a couple of days until AFTER you've received the statement CANT be right.
If their system generates a statement with an amount due and I pay that amount, after the statement is issued but before the due date, that is PAID. If their system says otherwise, that's an issue at their end - not mine... I'm sure as hell not going to be accepting any late fees.
Statement is issued on 13th. Payment is made on 13th. That is definitely not outside of any 14 or 25 day period lol.A long time ago I worked for one of the Big 4 banks and I was actually handling complaints mostly in consumer credit. There were and probably still are two main types of credit card cycles and that was the 44 and 55 days interest free varieties.
Depending on which card you have you will either have 14 or 25 days to pay your account and it is actually considered payment. Outside of those periods it is just considered a reduction of your balance - no con, no scam, just fine print and I was working there in the early 2000s so it's not new.
ANZ who I work for would wipe any interest or fees incurred as a one-off goodwill gesture but the fact was if you had money with the bank especially 100k plus either in available funds or loans/debt you could pull strings to make it go away repeatedly.
That part is incorrect and indisputable they have no option but to refund any charges an interest incurred.Statement is issued on 13th. Payment is made on 13th. That is definitely not outside of any 14 or 25 day period lol.
Totally agree. They are a money trap. Have not had one for 12 years now. Missus has never had one at all. I use a Visa debit card . When travelling I load up the debit card and put a few thousand away in the car for bush purchases. Stuff the banks..Pay out the credit card and cancel it, we canned all our credit cards 6 years ago and will never go back, they are a money maker for banks not a convenience for you.
The only time I would consider another credit card is for overseas travel and then I would cancel it and cut it up as soon as I got home so you can't get stitched up with unapproved payments.
Depends how you play the game, two credit cards, neither have fees.Pay out the credit card and cancel it, we canned all our credit cards 6 years ago and will never go back, they are a money maker for banks not a convenience for you.
The only time I would consider another credit card is for overseas travel and then I would cancel it and cut it up as soon as I got home so you can't get stitched up with unapproved payments.