If you are insured with Shannons you will need to check your policy .
it is down to that definition isn't it. it says "reckless" act
It does state "driving into water" so does that include puddles on the road ?it is down to that definition isn't it. it says "reckless" act
if you have stopped, assessed the crossing and driven through on a ford is it reckless? or is it using the vehicle in it's intended manner on a legal right of way?
Who gets to make that decision? (don't answer that...i know in the event of a claim you are going to have no chance!)
Any intentional or reckless act by you, the driver of the vehicle or by a person acting with your express or implied consent (such as street racing, burnouts, donuts, driving into water, illegally using a mobile telephone, driving at excessive speed).
"Reckless Act" ???^ fair call too
but still you won’t know until you try to make a claim.
I guess This has come about as a lot of people must be drowning there Cars, probably a fair few from being irresponsible.
What is irresponsible, Skip to 18:20 on this video what are your thoughts ?
Hey! At the end of the video he said "It was an awesome day". Not sure what the Missus and kids in some of the vehicles reckoned???
Night time, never done that river before?, to cold and fast to walk? river looked like it was getting worse,? "lets have a crack"? Hmm!
Main thing is if you have electric windows, keep them down so you, the missus and kids can jump out if it tips .